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Imagine it… Achieve it…
I have been in the mortgage banking industry for over 18 years and I am proud to say I have been affiliated with only one bank, Golf Savings Bank, whose parent company Sterling Savings Bank is based out of Spokane, WA. Through GSB, I am able to be both a mortgage banker and broker. This allows me to get my clients the most current loan programs at the lowest rates in all 50 states. I am able to provide you with any type of loan; Conventional, FHA, VA, Portfolio, Purchase Money-Seconds, Equity Lines of Credit, Construction and Commercial. I am currently a member of GSB’s prestigious “Chairman’s Club" for outstanding loan production.
I have surrounded myself with team of professionals that makes up TEAM GARCIA. From start to finish, our team is behind you 100%, providing all facets of service from competitive loan programs, cutting edge graphic design/marketing, impeccable loan processing, and timely closings. TEAM GARCIA is comprised of Don Miller - Executive Assistant, Nercy Aguiniga - Loan Processor.. TEAM GARCIA has worked very successfully in establishing themselves in the real estate community in providing a variety of loans for our many clients.
The most important aspects of my business are Accuracy, Availability, Dependability, Promptness, Service and Professionalism. You will find my team will handle your transaction with the attention and care that all my clients deserve. We know that the single most important person in all of our loans is YOU!!!
"Richard is academic as well as gifted when it comes to providing you with a solid understanding of the mortgage loan process. He made it simple for us to understand. He was able to provide loans, not only for me, but other members of my family as well. It was nice to work with someone that was as efficient, professional and very personable. I will continue to refer business to him in the future." Respectfully, Bob Davis